Terms & Conditions

This website provides information about Pastor Phillip Thomas, including speaking engagements, Wealth Academy, educational resources, books, events, digital content, and related services. All content is provided for informational and educational purposes only.

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By using this website, you confirm that you are at least 18 years of age or have permission from a parent or guardian, that you have read and understood these Terms & Conditions, and that you agree to comply with all applicable laws and regulations.

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Unless otherwise stated, all content on this website, including text, articles, books, videos, graphics, branding, logos, course materials, downloadable resources, and other intellectual property, is owned by or licensed to Pastor Phillip Thomas. No content may be copied, reproduced, modified, distributed, republished, sold, or otherwise used for commercial purposes without prior written permission. Unauthorized use may result in legal action.

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You agree to use this website only for lawful purposes and not to interfere with its operation, attempt unauthorized access to systems or data, distribute malicious software, misuse website content, or submit false or misleading information through any forms or registrations. Any information you provide through this website must be accurate and truthful. We reserve the right to suspend or terminate access, remove submissions, or refuse service where these Terms have been violated.

Educational Disclaimer & Liability

All information provided through this website, Wealth Academy, speaking engagements, coaching programs, courses, books, events, videos, and related resources is intended solely for educational and informational purposes. Nothing on this website constitutes legal, financial, tax, investment, accounting, medical, or other professional advice. You remain solely responsible for any decisions made based on the information provided and should consult appropriately qualified professionals before making significant financial, legal, business, or personal decisions.

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Wealth Academy provides financial education and financial literacy training only. We do not provide investment advice, financial planning, wealth management, securities advice, or regulated financial advice under the Financial Services and Markets Act 2000. Participation in Wealth Academy does not establish a client-advisor relationship. Any examples, case studies, discussions, or educational materials are provided solely for illustrative purposes. Past performance does not guarantee future results, and individual outcomes will vary.

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Pastor Phillip Thomas and Wealth Academy make no guarantees regarding financial outcomes, business success, income generation, educational achievements, speaking engagement results, or any other outcome. Success depends on numerous factors beyond our control, including individual effort, experience, circumstances, and implementation. Testimonials and success stories reflect individual experiences only and should never be interpreted as guarantees.

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To the fullest extent permitted by law, Pastor Phillip Thomas, Wealth Academy, and their employees, contractors, affiliates, representatives, and partners shall not be liable for any direct, indirect, incidental, consequential, or special damages, including loss of profits, business interruption, lost opportunities, or loss of data arising from the use of this website, participation in any program or event, or reliance upon any information provided. Nothing contained in these Terms excludes liability where such exclusion would be unlawful under the laws of England and Wales. You also agree to indemnify and hold harmless Pastor Phillip Thomas, Wealth Academy, and their affiliates, employees, contractors, and representatives from any claims, liabilities, damages, costs, or expenses arising from your use of this website, your violation of these Terms, or your misuse of any website content or resources.

Purchases & Third-Party Services